If you live in an area where roof damage from windstorms and hail is prevalent or possible the decision you make about this coverage could mean the difference between paying out just your homeowners policy deductible or your deductible plus depreciation costs.
Roof apshalt age.
10 to 16 years.
Obviously the best way to know your roof s age is by keeping records from the last time the roof was replaced.
Asphalt shingles are the most common of roof shigles and they have been around since the 1920s so they are an enduring roofing material.
These are expected to last up to 20 years.
This difference could amount to thousands of dollars depending on the age of your roof.
24 to 30 years.
If you have an asphalt shingle roof that is over 10 years old for example the likelihood of claim denial goes up.
If the roof was installed over another layer or several layers and it is older than 20 years chances are you need a new roof.
Asphalt shingles last 15 to 30 years.
This doesn t mean that your architectural roof will start collapsing after 20 years.
Tile roofing is typically stronger than shingle and is considered to have a life expectancy of 30 years.
Built up or modified bitumen.
Homeowners with wood shake roofs should expect them to last about 30 years while fiber cement shingles last about 25 years and asphalt shingle composition roofs last about 20 years the nahb.
Asphalt shingles architectural.
That said there are several different kinds of asphalt shingles as well as other roofing materials to consider when estimating longevity of a particular roofing system.
It also depends on whether the old roof was removed and you only have one layer of shingles and if it is properly ventilated.
30 to 45 years.
How old is that roof.
10 to 16 years.
Fiberglass shingles are more.
Roofs last a long time with the typical asphalt shingle roof lasting between 15 to 25 years depending on the type of installation.
Asphalt shingles the most common type of roofing material sold today are installed on more than 80 of new homes because they re affordable averaging 70 to.
Estimating roof age is difficult.
Imagine that your roof leaks after a heavy rainstorm.
35 to 50 years.
Your insurance company can argue that roof damages were exacerbated by the roof s age.
They are used on the majority of homes today and are usually the option that most homeowners choose.
Or they may offer a claim settlement that is lower than you hoped.
Most experts agree that a typical roof will last between 20 and 25 years.
A typical asphalt shingle roof will last anywhere from 15 to 25 years before requiring replacement.