Roofing Rcv Acv

If your acv policy has a 2 000 deductible you pay that amount first then the insurance company pays the remaining 4 000 so if a new roof costs the same 10 000 you re responsible for 6 000 2 000 deductible 4 000 difference in cost. Once depreciation is deducted and you get the actual cash value the claim is considered settled. However if you have an rcv policy you re in a much stronger position.

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